With PAY.ON, arvato infoscore is now offering a state-of-the-art risk management and payment platform / International finance solution for merchants and PSPs

Baden-Baden (ots) - Professional risk management and the perfect
range of payment options are becoming increasingly important for
online shops. After all, a broad range of customer-preferred payment
methods lead to a higher rate of conversion, more successful orders
and increased revenue - all in a way that is fast, flexible and
secure for the merchant.

The new partnership between arvato infoscore and PAY.ON has
brought about a flexible solution that is unique on the market,
enabling online shops and payment service providers (PSPs) of any
size and from any country to design their checkout process in a
simple way that maximizes conversion while minimizing risk.

Customizable and modularly scalable omni-channel platform

The two companies have taken arvato infoscore's risk management
fulfillment solution "risk solution services" - which has been
successful on the market for several years now - and have fully
integrated it into the PAY.ON platform. The state-of-the-art risk
management tool is available for merchants to use in a quick and
simple way, without high administrative costs. It enables merchants
to offer the right mix of payment methods in all European countries,
while also regulating critical KPIs - such as conversion rate - in an
intelligent way and in real time. They can structure their payment
options in an attractive and globally diverse manner and can use
plug-ins to incorporate the particular country's preferred payment
methods. At the same time, the tool reduces chargebacks and
fraudulent orders to a minimum.

arvato infoscore and PAY.ON relieve the cost pressure that PSPs
and their merchants would face if implementing a proprietary
solution. Experience shows that the integration of different risk
management and payment solutions is usually associated with great
expense and risk.

From avoiding risk to maximizing revenue

Kai Kalchthaler, Director of Risk Management at arvato infoscore,
explains: "This omni-channel strategy allows online shop operators
to control the areas of risk management, fraud prevention,
sophisticated decision-making logic, payment method management,
limit management and payment processing - all on a single user
interface. By using the right mix of all of arvato infoscore's
relevant and exclusive data sources, combined with existing customer
information (order, payment and late-payment history), the shop
operator can run a comprehensive customer assessment."

Markus Rinderer, CEO of PAY.ON AG, adds: "This joint solution
provides PSPs and merchants with the chance to benefit from the
latest payment technology, thereby improving their position in
relation to national and international competitors when it comes to
conversion rates and risk protection. PAY.ON translates complex
technologies and demands into simple solutions that comprise all
aspects of today's omni-channel payment and risk management processes
- including easy implementation, intuitive handling and immediate
connectivity to over 300 payment providers throughout the world."

This enables customers to individually determine their acceptance
policy and risk tolerance. arvato infoscore then converts the
specifications into appropriate risk solution services. A risk
manager who is assigned to the specific customer regularly monitors
the KPIs and provides recommendations on how to optimize risk
management. This means merchants have a comprehensive worry-free
package with exceptional risk management fulfillment and payment
management, all from a single source; it also supports SEPA payments
and is compatible with global markets.

Further information is available at www.arvato-infoscore.de,
www.risk-solution-services.de and www.payon.com.

Press contact:
Nicole Schieler
c/o arvato infoscore GmbH
Rheinstraße 99
76532 Baden-Baden

presse@arvato-infoscore.de
Phone +49 (0)7221/5040-1130
Fax +49 (0)7221/5040-3055
www.arvato-infoscore.de

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